R29

Corporate Customer Advises Not Authorized

The RDFI has been notified by a non-consumer Receiver that a specific entry was not authorized.

Initiator
RDFI (customer claim)
Category
Authorization
Retry
No

What to do next

Suspend schedules against this account. Note that banks sometimes return R29 unilaterally when a business account simply is not enabled for ACH debits — confirm whether the customer needs an ACH debit filter exception before assuming a genuine dispute.

Awaiting expert review

Compiled from public secondary sources and not verified against the NACHA Operating Rules.